PROTECTIVE PROPERTY / ASSET PROTECTION TRUSTS

In a recent 12 month period approximately 70,000 homes were sold to fund long-term care (Paul Burstow MP, Liberal Democrats 2001) - this equates to nearly 200 a day. If you act early you can save a significant part of yours - simply and cost effectively.

 INHERITANCE TAX PLANNING

The Inland Revenue will receive 40% of your estate over the Nil Rate Band ( £300,000 for tax year 2007/8) unless you plan in advance. In a recent 12 month period £2.9 billion was paid in Inheritance Tax. On January 23rd 2007, the Daily Mail carried the headline:

"10m FAMILIES TO PAY DEATH TAX"

We can help you plan to minimise or even eradicate potential IHT liability and pass as much of your estate as possible to whom you choose, rather than to the Inland Revenue. Act early - act now.

 DISABLED BENEFICIARIES

We can help you provide for a disabled beneficiary without putting them in a vulnerable position. Through a Disabled Beneficiary Trust you can appoint who you wish to make financial decisions regarding you disabled beneficiary's inheritance without affecting their benefits.

SECURE DOCUMENT STORAGE

We are able to provide you with a readily accessible storage facility so your relatives know where to find your Will and other important documents.

 LASTING POWER OF ATTORNEY

Since October 2007 the law concerning Powers of Attorney has changed significantly. We can guide you through the process, produce your documentation and have it registered for you. Through these documents you can appoint who you wish to manage your affairs even when you become mentally incapable of managing them yourself.

A Financial Power of Attorney appoints people you trust to manage your assets if ever you become unable to do so yourself.

A Personal Welfare Power of Attorney empowers your representatives to make decisions about your personal care, medical treatment, accommodation and support in similar circumstances. This is a great reassurance for your future well-being.